Is a type of account designed for traders of Islamic faith that has fixed fee instead of swap. The fee is not an interest and depends on the direction of the order. Islamic law states that engaging in a contract or business that includes charging and receiving riba or interest is strictly forbidden. It does, however, allow Muslims to engage in currency exchange. Many believe this is because of a teaching that the Prophet Muhammed reportedly said. In order for Kwakol to give traders the ability to trade regardless of their faith, Swap Free accounts were created.